Moving to Greece
Ancient history and island life meet chaotic charm.
EU Member
Up to 90 days (Schengen)
Medium
Greek (English widely spoken in tourism)
Medium
Do you need a visa to enter Greece?
See the Greece visa requirement, max stay, and key requirements for every passport — verified against official sources.
Check Greece visa rulesCountry at a Glance
Greece is the cradle of Western civilization, offering a lifestyle that prioritizes outdoor living, social connection, food, and family above all else. Life happens in the plateia (town square): the morning coffee that stretches for two hours, the afternoon siesta when the country effectively shuts down, the evening volta (stroll) along the waterfront, and the late-night taverna dinner that never seems to end. The concept of 'Philoxenia' (love of strangers) is deeply embedded in Greek culture — genuine hospitality toward visitors and newcomers is a point of national pride. However, Greece also means confronting legendary bureaucracy: administrative processes are slow, inconsistent between offices, and frequently require multiple visits with ever-changing document requirements. The divide between Athens (a sprawling, chaotic, vibrant metropolis of 3.7 million) and the islands (where life follows the rhythm of ferries, seasons, and tourism) is profound. 'Siga Siga' (slowly, slowly) is not just an expression — it is the operating philosophy of daily life, government offices, and social interaction. Strikes affecting transport, government services, and utilities occur periodically. For digital nomads and expats, Greece offers a stunning, increasingly affordable backdrop with improving infrastructure, provided you can embrace the beautiful chaos and accept that things happen on Greek time, not yours.
Who This Country Is For
For sun-seekers and remote workers who prioritize climate, island life, and affordable Mediterranean living over career prospects or bureaucratic efficiency.
Relocation Realities
Unfiltered insights into daily life and structural realities.
Life & Economics
Low local wages but affordable daily living outside major tourist areas. Remote income greatly improves quality of life.
Housing Reality
Rents rising fast in Athens and islands. Older housing stock with weak insulation.
Work & Income
High unemployment. English common in tourism and international roles. Bureaucracy can be heavy.
Taxes & Society
High taxes with uneven public service delivery. Informal economy remains significant.
Healthcare System
Public healthcare exists but private care is often preferred for speed and quality.
Living Environment – Transportation
Public transport works in Athens. Cars useful on islands and rural areas.
Living Environment – Connectivity
Strong European connectivity and seasonal global routes.
Climate & Seasons
Hot, dry summers and mild winters. Heatwaves are common.
Travel & Leisure
Islands, beaches, history, and domestic ferry travel.
Visa & Legal Pathways Overview
Greece offers residency through employment, investment, and passive income. The Golden Visa has been popular with investors. Digital nomad visas are available.
Official source: Ministry of Migration and AsylumWork Permit
For employees with a job offer. Employer applies on behalf of the worker. Labour market test applies.
Student Residence Permit
For students admitted to Greek higher education institutions.
Family Reunification
For family members of legal residents who have held a permit for at least 2 years.
Financially Independent Person
For retirees and individuals with sufficient passive income to live in Greece.
Specific Visa Types
Golden Visa (Residence by Investment)
5 years (renewable as long as investment is maintained)Property Investors
Greece's popular residence-by-investment program grants a 5-year renewable residence permit through real estate purchase. The investment threshold has been recently increased: EUR 800,000 in high-demand areas (Athens center, Thessaloniki, Mykonos, Santorini) and EUR 400,000 in other regions (though thresholds are subject to change). The permit covers the investor and family members. No minimum stay requirement, and it provides Schengen-wide travel. It does NOT grant work rights or access to the Greek public healthcare system without separate registration.
Official InfoDigital Nomad Visa (National Visa Type D)
1 year visa (convertible to 2-year residence permit)Remote Workers
For non-EU citizens working remotely for employers or clients outside Greece. Applicants must demonstrate a monthly income of at least EUR 3,500 (with an additional 20% for a spouse and 15% per child). Requires proof of remote employment or freelance contracts, health insurance, and a clean criminal record. The initial visa is for 1 year, convertible to a 2-year residence permit upon arrival.
Official InfoFinancially Independent Person (FIP) Visa
2 years (renewable)Retirees, Independently Wealthy Individuals
For non-EU citizens who can demonstrate stable and sufficient income from pensions, investments, or other passive sources — generally approximately EUR 2,000/month for a single applicant with increases for dependents. Requires proof of income, health insurance, and accommodation. Does not permit employment in Greece.
Official InfoSchengen Visa (Type C)
Up to 90 daysTourists, Short-stay Visitors
For short visits up to 90 days within a 180-day period for tourism, business meetings, or family visits. Many nationalities can enter visa-free under Schengen rules.
Official InfoNational Visa Type D (Employment)
1 year (renewable)Employed Professionals
For non-EU nationals with a binding employment contract from a Greek employer. The employer must demonstrate that no suitable EU candidate is available. Processing goes through the Greek consulate in your country of residence, and the permit is issued after arrival. Greece has been gradually opening specific sectors (tech, tourism management, specialized healthcare) to international talent.
Official InfoWhere People Find Jobs & Income
Greece has a relatively small and challenging job market, shaped by high unemployment (particularly among youth), strong seasonality, and limited high-paying local roles. The economy is anchored by tourism, shipping, agriculture, energy, and a small but growing tech and startup ecosystem centered in Athens (with hubs in Thessaloniki). Many well-educated young Greeks have emigrated for better opportunities, creating a brain drain that the government is actively trying to reverse through tax incentives and visa programs. For expats, the most realistic options are remote work for foreign employers, positions in multinational companies, tourism management, or specialized roles in shipping and energy.
Salary & Income Reality
"Greek salaries are among the lowest in the EU-27, reflecting a decade of economic crisis, austerity measures, and slow recovery. The national minimum wage is approximately EUR 830/month gross (14 payments per year including the 13th and 14th month Christmas and Easter bonuses). Average gross salaries range from EUR 1,200-1,800/month for mid-level roles. Tech, shipping, finance, and senior management positions offer higher compensation but remain below Northern European levels."
- • Net salaries feel tight even with lower costs of living — Athens has become increasingly expensive while wages have not kept pace.
- • Youth unemployment remains high (approximately 20-25%), and underemployment is common even among university graduates.
- • The 13th month salary (Christmas bonus) and 14th month salary (Easter and summer bonuses) are standard in employment contracts and should be factored into annual calculations — they are not 'extras' but part of expected annual compensation.
- • Foreign-sourced income benefits from a special flat tax regime: new tax residents transferring their tax residency to Greece can pay a flat 7% on all foreign-source income for 15 years (for retirees) or benefit from a 50% income tax exemption for 7 years (for employed professionals relocating to Greece).
Where People Actually Find Housing
How it works
The Greek rental market is relatively flexible but has been significantly disrupted by the explosion of short-term tourist rentals (Airbnb), which has reduced available long-term housing stock and pushed up prices in popular areas. In Athens, popular neighborhoods for expats include Kolonaki (upscale, central), Pangrati (residential, increasingly trendy), Koukaki (near the Acropolis, popular with digital nomads), Exarchia (bohemian, alternative), Kifisia and Glyfada (suburban, family-oriented). In Thessaloniki, Ano Poli and Ladadika are popular. Island housing availability and pricing are heavily seasonal.
Expectations
Expect one to two months' deposit and monthly rent paid in cash or bank transfer. Furnished apartments are common in tourist-oriented areas but less so in local residential neighborhoods. Rent in central Athens ranges from EUR 400-600 for a small studio to EUR 800-1,200 for a one-bedroom in a desirable area — still significantly cheaper than most Western European capitals. Spitogatos.gr, XE.gr, and Facebook groups (e.g., 'Expats in Athens,' 'Athens Flat Hunting') are the primary search platforms. Always sign a written rental contract and register it with the AADE (tax authority), as this protects both parties and is legally required. Heating costs in winter (Athens uses mostly natural gas or diesel radiators) can add EUR 100-200/month. Air conditioning electricity costs in summer (essential — Athens regularly exceeds 35-40C) can be significant.
Healthcare Reality
Greece has a public healthcare system (ESY — Ethniko Systima Ygeias) that provides coverage to all residents with AMKA registration. Public hospitals — including Evangelismos, Laiko, and Attikon in Athens, and AHEPA and Papageorgiou in Thessaloniki — provide emergency and planned care. Public healthcare is affordable (most services are free or low co-pay for insured residents) but faces challenges: overcrowding, understaffing, long waiting times for non-urgent appointments, and inconsistent quality between regions. Many residents — both Greek and expat — use private healthcare for faster access and more personalized care. Private hospitals and clinics (Hygeia, Metropolitan Hospital, Athens Medical Group, Euromedica) offer excellent care with English-speaking staff, typically at moderate costs by European standards (a private specialist consultation costs EUR 50-100). Private health insurance from Greek providers (Ethniki, Interamerican, Eurolife) or international insurers is commonly used. Pharmacies (farmakeia) are ubiquitous and pharmacists are highly trained — they often serve as first-line health advisors for minor issues and can dispense many medications that would require a prescription elsewhere.
How Daily Life Is Managed Digitally
Greece's digital services have improved dramatically in recent years, driven by the gov.gr portal and the digital transformation push following the 2020 pandemic. Many government services that previously required in-person visits can now be initiated online, though completion still sometimes requires physical presence or notarized documents.
Essentials:
Cultural Nuances
Greek culture is loud, passionate, communal, and deeply rooted in family, food, and connection. "Kefi" describes the Greek spirit of joy, spontaneity, and zest for life — it erupts at dinner tables, in tavernas, and at celebrations. Personal space is smaller than in Northern Europe; conversations are animated with gestures, interruptions are signs of engagement (not rudeness), and meals are always shared. Family is the central organizing unit of Greek society — Sunday lunch with the extended family is a weekly institution, and parents maintain close involvement in their children's lives well into adulthood. Fighting over the bill at a restaurant is a genuine social ritual (you should always try to pay, even if you expect to lose). Greek hospitality (philoxenia) is real and deeply felt — refusing offered food, drink, or help can cause genuine offense. Time operates on a different logic: social events start late, meetings overrun, and the concept of "Greek time" is a lived reality that frustrates punctual newcomers until they learn to embrace it.
- •Greek Time: "Siga siga" (slowly, slowly) is the operating philosophy. Social events start 30-60 minutes late, meetings overrun, and the afternoon siesta (mesimeri) from approximately 2:30 PM to 5:30 PM is still observed in many areas — shops close, voices drop, and calling someone during siesta hours is considered inconsiderate.
- •Coffee Culture: Greek coffee culture is a social institution, not a caffeine delivery system. A single frappe or freddo espresso is sipped over 1-2 hours of conversation at a kafeneio (traditional coffee house) or modern cafe. Rushing your coffee signals that you do not understand Greek social life.
- •Yes and No Gestures: A slight upward nod of the head means "No" (ochi), often accompanied by a "tsk" sound. A downward nod or tilt means "Yes" (nai). This is the opposite of most Western gesture conventions and causes frequent confusion.
- •Name Days: In Greece, your "name day" (celebrating the saint your name derives from) is often celebrated as much as or more than your birthday. On your name day, you are expected to treat friends and family, not the other way around.
- •The Evil Eye (Mati): Belief in the evil eye is widespread, even among educated Greeks. The blue eye amulet (mati) is worn as protection, and if you feel unexplainably unwell after receiving a compliment or attention, Greeks may suggest someone "matiasmenos" (gave you the evil eye). It is a cultural practice, not mere superstition.
Local Administrative Requirements
AFM (Arithmos Forologikou Mitroou — Tax Identification Number)
A 9-digit tax identification number issued by the local tax office (DOY — Dimosia Oikonomiki Ypiresia). For non-residents, you will need to appoint a Greek tax representative (forologikos antiprosopos) to obtain an AFM. EU citizens can apply directly with their passport at their local DOY.
AMKA (Arithmos Mitroou Koinonikis Asfalisis — Social Security Number)
An 11-digit social insurance number required for employment, social security contributions, and access to the public healthcare system (ESY). Issued at EFKA (United Social Insurance Fund) offices or KEP (Citizen Service Centres). You need your passport, AFM, residence permit (for non-EU citizens), and proof of address.
Residence Permit (Adeia Diamonis)
Non-EU nationals staying beyond 90 days must obtain a residence permit through the Decentralized Administration (Apokentromeni Dioikisi) or the relevant immigration office in their area. The application requires a valid visa, passport, proof of health insurance, proof of sufficient funds, criminal record certificate, and accommodation documentation.
TaxisNet Credentials (e-Tax Platform)
Online login credentials for accessing the Greek tax system (through the AADE — Independent Authority for Public Revenue). You obtain these by applying online or at your local DOY after receiving your AFM. The platform handles tax declarations, property tax (ENFIA), vehicle tax, and income tax filing.
Travel & Mobility
Mobility & Exploration
Getting Around
Athens has a modern metro system (3 lines), an extensive bus and trolleybus network (OASA), a tram line connecting the city center to the coast, and a suburban railway (Proastiakos) connecting to the airport and Corinth. The metro is clean, efficient, and affordable — a single ticket costs EUR 1.20 and the integrated ticket system covers all Athens transit. The Ath.ena card (rechargeable transit card) works across all modes. Thessaloniki has an extensive bus network and a metro system under construction. Outside major cities, public transport is limited. Intercity buses (KTEL) connect towns and cities across the mainland and are reliable and affordable. Ferries are essential for island travel — dozens of ferry companies (Blue Star Ferries, Hellenic Seaways, SeaJets, ANEK Lines) connect Piraeus (Athens' port) and Rafina to the Cyclades, Dodecanese, Northeast Aegean, Saronic, and Ionian islands. Schedules vary dramatically by season — winter services are reduced significantly. Driving in Greece requires patience: Athens traffic is congested, parking is chaotic, and Greek driving style is assertive. Rental cars or scooters are the standard mode of transport on islands.
Connections
Athens International Airport (Eleftherios Venizelos, ATH) is the primary international hub, with direct flights to most major European cities, North America (New York, Philadelphia, Chicago, Montreal, Toronto), the Middle East, and increasingly Asia. Aegean Airlines (Star Alliance member) is the national carrier, and Olympic Air handles domestic routes. Budget carriers (Ryanair, Wizz Air, easyJet, Transavia) operate extensive European networks from Athens, Thessaloniki, and seasonal island airports. During summer, direct charter flights from across Europe serve island airports (Mykonos, Santorini, Corfu, Rhodes, Crete/Heraklion, Zakynthos) — connectivity increases dramatically from May to October. Thessaloniki Airport (SKG) offers growing European connections. Greece's position in the eastern Mediterranean makes it a natural gateway to Turkey, Cyprus, Egypt, and the broader Middle East.
Exploration
Greece is a treasure trove of travel experiences. The Acropolis and ancient Agora in Athens are the obvious starting points, but the archaeological sites extend across the country: Delphi, Olympia, Epidaurus, Mycenae, Knossos (Crete), and Delos. The Greek islands number over 6,000 (approximately 200 inhabited) and offer staggering variety: Santorini's dramatic caldera, Mykonos' nightlife, Crete's gorges and Minoan ruins, Rhodes' medieval old town, Naxos' Venetian architecture, Milos' volcanic beaches, and the unspoiled beauty of Ikaria, Folegandros, and Amorgos. The Peloponnese offers coastal towns, mountain villages, and some of the best food in the country. Northern Greece (Thessaloniki, Halkidiki, Meteora's monasteries perched on rock pillars, Zagori's stone bridges and gorges) is increasingly popular and less touristy. Domestic flights are affordable (EUR 30-80 one-way on Aegean/Olympic), ferries provide scenic island connections, and the road network on the mainland supports comfortable driving trips.
Important Considerations
Toilet Paper Protocol: In many Greek buildings — particularly older construction, islands, and non-luxury accommodation — plumbing cannot handle toilet paper. A bin is provided next to the toilet for used paper. This applies even in some modern buildings in Athens. Newer luxury hotels and recently constructed apartments have upgraded plumbing, but always check before assuming.
Island Life in Winter: Living on a Greek island during summer is paradise. In winter, it is a very different experience — quiet, windy, isolated, and with limited services. Ferry schedules are dramatically reduced (sometimes cancelled for days due to storms), many restaurants and shops close entirely, and the social landscape shrinks. If you plan year-round island living, choose a larger island (Crete, Rhodes, Corfu) with better infrastructure.
Cash and POS: While POS terminals are legally mandatory in all businesses, many tavernas, kiosks (periptera), and small shops prefer cash or claim their machine is broken (chalasmenon) to avoid transaction fees. Always carry cash, particularly on islands and in rural areas.
August Shutdown: Like Italy, Greece experiences a significant slowdown around August 15 (Dekapentavgoustos — Assumption of the Virgin Mary). Government offices operate with skeleton staff, many businesses close, and administrative processes halt. Do not plan any bureaucratic tasks for August.
Strikes and Protests: Greek workers and unions exercise their right to strike regularly. Transport strikes (metro, buses, ferries, air traffic control) can disrupt travel plans without much advance notice. Check news and union announcements before making critical travel plans, especially for ferry or flight connections.
Common Mistakes to Avoid
Showing the open palm (Moutza). Extending your hand with all five fingers spread toward someone's face is one of the most severe gestures of insult in Greek culture — equivalent to an aggressive obscenity. Even the "talk to the hand" gesture can be misinterpreted. Keep your palm closed when gesturing toward people.
Expecting things to work normally in August. The week around August 15 is effectively a national shutdown. Offices close, construction stops, ferries are packed with returning Greeks heading to ancestral villages, and island accommodation is at peak prices and minimum availability. Plan around it.
Rushing the waiter. In Greek taverna culture, the waiter is not ignoring you — they are giving you space to enjoy your meal and conversation without pressure. Flagging down a waiter aggressively or complaining about service speed is considered rude. When you are ready, make eye contact and gently signal. The bill (logariasmo) is never brought until you ask for it.
Declining offered food or drink. When a Greek host offers you something — coffee, fruit, sweets, a meal — they mean it sincerely. Declining repeatedly can cause genuine offense. Accept at least a small amount, compliment it, and participate in the offering.
Underestimating Greek bureaucracy. Even simple administrative tasks (obtaining an AFM, registering a lease, applying for a residence permit) can require multiple office visits, changing document requirements, and significant patience. Budget full days for bureaucratic errands, bring extra copies of every document, and cultivate a philosophical attitude toward the process.
Service Directory - Greece
Immigration Lawyers
Legal professionals assisting with residence permits, Golden Visa applications, work visas, and appeals in Greece.
Real Estate Agents
Agencies handling residential sales, long-term rentals, and Golden Visa property investments.
Accountants & Tax Advisors
Tax specialists covering Greek residency rules, income tax, non-dom flat tax regimes, and freelancer obligations.
Moving Companies
International and local relocation services for household goods, personal belongings, and vehicle import.
Language Tutors
Courses and tutors for learning Modern Greek, from beginner to advanced levels, including preparation for Greek language certification.
Healthcare Providers
Public healthcare access and private hospitals commonly used by residents and expats in Greece.
Job Placement Agencies
Recruitment platforms and agencies connecting local and international talent with Greek employers.
Emergency Services
General Emergency (European Number)
The unified European emergency number connecting to all services. Operators speak Greek and English.
Police (Astynomia)
Direct police line for reporting crimes, emergencies, and requesting police assistance.
Ambulance (EKAB)
National Centre for Emergency Care ambulance service. Response times vary significantly between urban areas (generally adequate) and rural/island locations (potentially much longer).
Official Sources & Further Reading
Ministry of Migration and Asylum
Official authority for residence permits, Golden Visa, immigration policy, and all matters related to legal migration to Greece.
AADE (Independent Authority for Public Revenue)
Greek tax authority managing AFM registration, income tax, property tax (ENFIA), and the TaxisNet online platform.
Work from Greece
Official government initiative promoting Greece as a destination for remote workers, with information on the digital nomad visa, coworking spaces, and lifestyle resources.
Ministry of Foreign Affairs
Official ministry providing visa information, consular services, and bilateral agreements for all nationalities.
Consular Services
For consular assistance, visa matters, and official guidance related to Greece, consult the Greek Ministry of Foreign Affairs or a Greek embassy or consulate abroad.
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